FinCEN filings done right, on time.
The Beneficial Ownership Information report tells FinCEN who owns your LLC. FBAR reports foreign financial accounts above $10,000. Both carry heavy penalties when missed. Operate and Complete include them.
Two filings, zero penalties.
Reporting without the research.
We collect owner details once
Passport, address and ownership share – already in your onboarding.
We file with FinCEN
BOI right after formation; FBAR each April for the previous year.
You get the receipt
And a reminder whenever a change triggers an update.
Questions founders ask us about this.
Is BOI reporting still required?
Requirements have changed several times. We track the current FinCEN rules for foreign-owned companies and file when it applies to you.
What are the penalties?
Civil penalties for late or missing BOI reports can reach hundreds of dollars per day; FBAR penalties start at $10,000 per violation.
Do I need FBAR if my only account is Mercury?
No – FBAR covers accounts outside the US. It applies if your LLC holds, for example, a Wise or European account above the threshold.
Everything else in your plan.
Stay off FinCEN's penalty list.
Fixed price from $997. State fee included. 15 minutes of your time.